Since joining the Bank in 2013, Larry has conducted research that helps us better understand consumer credit markets and their effect on vulnerable and underserved consumer groups. Larry has written about secured credit cards, checking account overdraft, and the financial well-being of older adults. His current research interests include fairness in machine learning-based credit decisions and the effects of housing restrictions on residential composition and wealth accumulation.

Larry has taken the lead in organizing events that allow him and others to share knowledge. He spearheaded the 2017 Aging, Cognition, and Financial Health conference, which brought to light the ways the financial industry and society can create safeguards to prevent financial abuse of those suffering from cognitive decline. In 2019, he organized the Symposium on Neuroeconomics and Financial Decision-Making, helping to bring together central bank researchers with those on the forefront of decision neuroscience.

Larry has a master’s degree in economics from the Pennsylvania State University and a bachelor’s degree in economics and business administration from Ursinus College.